Harassment of debtors is a business tactic by creditors and is based on business factors that include 1) risk and 2) return on investment. Creditors know that harassment carries little risk or cost and that the returns can be significant when harassment leads to renewed payment of a debt. For this reason, creditor harassment can continue intensively for years.
Helping You Put an End to Creditor Harassment in Phoenix
The best way to halt creditor harassment is to:
- Make it illegal for a creditor to do so
- Make it uneconomical for a creditor to do so
Both of these goals can often be accomplished with the help of a Chapter 7 and Chapter 13 bankruptcy lawyer. How?
- Under the Fair Debt Collection Practices Act (FDCPA), creditors are barred by law from contacting debtors once a debtor has retained a bankruptcy attorney.
- Creditors are further deterred from contacting debtors once a debtor has hired a lawyer because they know that, once a debtor obtains a lawyer's help, he or she will likely have the knowledge and assistance needed to effectively fight back. Creditors, therefore, will be reluctant to "spend good money to pursue bad money."
If you are being harassed by creditors, contact a Phoenix creditor harassment attorney at The Roll Law Office, PLLC. We have helped hundreds of Arizona residents whose creditors have incessantly contacted them, their family members, employer, neighbors and others.
Harassment is a creditor's tool for leverage. Remove the leverage by contacting us today.
Stop Creditor Harassment - Contact an Arizona Bankruptcy Lawyer
To learn more about how The Roll Law Office, PLLC, can help you get a financial fresh start, please contact us today to set up a free consultation. We operate offices in Tempe, Mesa, Scottsdale, Glenwood and the White Mountains/Show Low, Arizona, and can be reached at 866-603-1533 or 602-652-2403.
